Wondering if I should serve the army, given my circumstances

Dear men of reddit,

I hope this post finds you well.

I am making this post beause I am looking for advice.

I am a 25 year old portuguese man, who is currently a working-student, majoring in chemistry and working in a small IT company.

My father was a soldiers in the army, and since I was a kid I’ve always admired the military. In the last few months I’ve felt some regret that my age limit to join the army is coming up (27 years old) and I never had the chance to serve. Some part of me would like to serve his country and to have a military experience. I think it could also give me some mental toughness and help me shape as a man.

I add that I would be joining as an officer (adjutant to platoon commander)

However, as I approach 30 years of age, with no wife and no kids, not many savings, and given that I would have to serve for two years, I am worried that my time would be better spent working in a company as an analytical chemist. I am worried that joining the army would delay the achievment of financial independence.

Maybe it is better if I lay things down in termos of goals and pro’s and cons.

Pros about joining the army:

\- Serving my country;

\- Mental toughness;

\- Live away from home.

Cons:

\- Give up two years of my life and potential working experience;

\- Deal with some of the army BS.

Goals:

\- Finish my degree;

\- Gain working experience;

\- Save 20% of the value of a house to buy my new home.

I am sorry if I was not very clear in presenting my questions. I would really appreciate if someone could be me some honest advice.