What are your monthly expenses?

13 comments

1. I live in central Jersey, about 45 minutes from Manhattan, in a generally wealthy area. I also have 2 kids.

   – Rent= 2000
   – Groceries = 1000
   – Gas heat, water, electric = 300
   – Internet = 65
   – Cellphones = 80
   – Gas and tolls = 500
   – Car and life insurance= 250
   – Childcare = 1600

   I think that’s about it… There’s always more like eating out or wife single-handedly keeping Amazon in business.

2. Retired so not that much

   Phone $50

   Electric $75 average (some months really low some a lot higher)

   Property tax $250

   Car insurance $100

   Groceries $300 to $500 depending on the season

   Gas $50

   Healthcare premiums $75

3. $400 rent and utilities, $200 groceries, $100 public transport, $70 cell phone plan, $230 for clothes, going out, fun.

4. Rent: $1175 (this is obscenely low for my area, I got this apartment at just the right time)

   Groceries: $250ish (this includes stuff like toilet paper, cleaning products, etc)

   Internet: $75

   Cell Phone: $79

   Health insurance: $300

   Electric: $35

   Streaming services: $50

   Pet care: $200

   Misc: Probably $100 – $500 depending on the month.

5. I live in Oregon in a household of two adults. Cost of living here is cheap compared to NYC but, like, not actually very cheap.

   Rent is about $1,000. (We are EXTREMELY lucky.)

   Utilities including electric, water, garbage, internet, phone, and “tv” ie netflix amazon etc, is about $400.

   We probably spend another $100 on random “entertainment” expenses each month.

   Groceries is about $400

   Eating out is probably $500, which we always talk about cutting back on.

   We don’t own a car but I occasionally rent one for personal needs, which comes to around $100 per month, plus (lets say) $50 for gas.

   Combined health-related costs average out to around $150 per month. Health insurance is covered entirely by our jobs thank jeebus.

   We each have some personal debt and we pay around $1000 per month total on that.

   Then you have whatever random occasional expenses come up like vet visits, occasional leisure travel, buying a new couch or new clothes, etc. We usually end up with anywhere between $500 and $1000 in cash left over which goes into some combination of savings accounts. I put money into a retirement account before it appears on my paycheck.

6. $900 mortgage (includes tax and insurance)
   ~$360 groceries
   $130 HOA
   $60 water
   $60 electricity
   $60 auto insurance
   $50 internet
   $35 heating
   $17 Netflix
   $13 YouTube Premium
   $6 Dollar Shave Club
   $6 security cameras

7. Transportation to work, phone and whatever food I buy.

8. Mortgage: ~$3,500 + ~$250 insurance + ~$900 taxes

   Electricity: ~$12 (+ ~$200 at true up)

   Water: ~$70

   Internet: ~$80

   Phones: ~$55

   Car: ~$900 (including insurance)

   Groceries: ~$500-600

9. For my family of five, approximately:

   $150 for transit

   $1300 for housing, including utilities

   $400 for groceries

   $40 in various entertainment subscriptions

   $100 for phone lines and home Internet

   That’s just under half my after-tax income in recurring expenses; the rest goes into investments, a retirement account, home renovation, and discretionary spending.

10. Whatever anime figured and games drop that I want

11. Queens, NY

    Mortgage: $1000 of the $2300 total. My fiancée owns in a co-op. We’re still working out how much and when I start accruing equity.

    Joint Savings: $2250
    Personal Savings and stock: $1500
    401k: $600 + $400 from my employer
    Food and Dining: $1000
    Entertainment: $500
    Insurance: $225
    Transportation: $20

12. North suburbs of Atlanta, Georgia – per month (rough estimates):

    Mortgage: $1200 (2 bedroom townhouse, including insurance and taxes and HOA fees. I lucked out when I bought my place. I couldn’t find one for this price right now.)

    Utilities: $500 (roughly, includes electric, gas, water, internet, sewer, trash)

    Phone: $250 (this is high, but I provide phone and internet for a relative who is a disabled vet and a tablet/data account for my in-laws)

    Entertainment: $500 (I don’t have cable TV but I subscribe to a lot of streaming services, news media, magazines, and I buy a lot of books for Kindle)

    Groceries: $1000 (2 people … we eat well, but we hardly ever eat out)

    Auto: $500 ($210 car payment, $120 for auto insurance, the rest for gas, maintenance, and licensing)

    Housecleaners: $430 (I pay $200 every 2 weeks to have my house cleaned and it’s the best money I spend each month. I’d cut my grocery budget to ramen and boxed mac n cheese if it meant I could keep my house cleaners.)

13. * Mortgage: $1600
    * Groceries: $1500
    * Utilities/Bills: $300
    * Gas: $200
    * Eating out/Entertainment: $1000
    * Kids stuff: $500
    * Hobbies: $500
    * Misc stuff: $1000