I met someone at the beach and am not sure whether to text them

I’ve been wanting to make new friends where I live, but I don’t know how to feel about an encounter I had last week. My therapist wasn’t sure about it either. Some of my past relationships have been dangerous and unhealthy, so I’m feeling wary.

So I rode my bike to the beach several days ago. I watched the ocean for a bit and before I was about to bike back, a lady came up to me asking about my bike, where I got it, and how much it was. She was very chatty, but I didn’t feel uncomfortable. She said she was “done with men” and needed a friend, specifically some girlfriends in her life. She mentioned her “baby daddy,” so I assume she has a child, but she didn’t mention it. She’s 31 and didn’t seem to mind the age gap between us since I’m in my early 20s. I also don’t mind having older friends. She asked if I liked traveling and that she’d give me a ride if I needed since I don’t own a car. Honestly, my thoughts went straight to human trafficking tactics. A lady I don’t know asking to travel with me? She also said “[she helps] people with their small businesses” and didn’t elaborate. My thoughts then went straight to pyramid schemes. Other activities she suggested though: getting coffee, biking and skating at the beach, all things that sound fun for me. I was unsure, so I asked for her number and said I’d text. I still haven’t. I enjoyed talking with her and like the types of quality time she suggested, but I don’t know how my gut feels.

Should I take a risk and text her, maybe meet up at a public place? I have a history of trusting the wrong people, so I don’t know what to do. I want more friends, but I want to protect myself too, ya know? What are your thoughts?