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5 comments
Ask PayPal.
It’s 4 months for each purchase
Looks like each time you use Paypal Credit, you get a different offer or range of offers.
If it says you pay zero interest for X time on that purchase, it will be from when you buy that thing, because they factor that in to what you are charged. So likely your Paypal bill is a mix of different charge rates.
I’ve bought quite a few items of furniture etc over the last year, I’ve got 4 months to pay for each item from date of purchase. I’ve currently got one to pay off by 28 May and £150 I spent a few days ago has to be paid off by 16th August. You have to pay a minimum of about 3% of the total balance each month. If each one is fully paid by the due date there’s no interest. Our income is known amounts at very irregular intervals so it’s been a good way for us to decorate and refurnish in stages but allows us to get what we want when we see it rather than putting it on a credit card. We’ve not paid any interest so far. Each purchase and due date and minimum payment is detailed on the app.
4 months from the date of purchase.
In fact, after a few days, you can check the app and it’ll say something like say (example)
>[Place you bought from]
>£100
>No interest if paid by [date]
Once you make a payment, it’ll go down accordingly. And once it’s paid off fully, it’ll disappear from your “promotional accounts”