What mobile payment apps do you use?

32 comments

1. ApplePay in stores, BLIK when ordering online.

   [BLIK](https://en.wikipedia.org/wiki/Blik?wprov=sfti1) is built in bank apps here though.

2. Apple pay for card payments and my bank app for wire transfers

3. Used to be Apple pay and Google pay, now there’s Sber pay and Mir pay. I haven’t seen anyone pay with their phone in a year, though.

4. Apple Pay, it’s pretty much perfect for me, I can pay by watch or phone and it’s all linked to my actual account, not some online entity I have little insight/influence for.

   Some people will argue it is ‘less safe’ but those are the same people that have a piece of plastic that can pay by tapping it on a terminal or using 4 numbers. I’d rather have my bio-data in between…

5. Google pay for stores. I can’t remember the last time I used cash or card. We even switched to euros in January and I still don’t know what the money looks like.

   For online stores I use a local banking app.

   Most people here don’t use them though. They either pay with cards or cash.

6. None. Maybe I should install one but I don’t really see the point right now. I live in a country where the doctor still insists on being paid by cheque, after all.

7. I don’t, i have google pay never used it, just credit card.

8. personaly i use apple pay for everything, havent carried my wallet for years. swish is big as well for paying friends and small stores, like ice cream kiosk. online the banking app

9. NLB pay, Slovenian bank app, but used it once or twice to see if it works. I always have wallet with me.

10. I use Swish if a store doesn’t allow card payments and I don’t have any cash/hey don’t accept cash.
    Otherwise I usually pay by card or cash, mostly card..

11. Like most other Swedes, I use the app Swish, which is co-owned by all of the major banks in Sweden and can be used at basically all online stores in Sweden, as well as in many physical stores, cafés and restaurants. It is very handy for quickly and easily transferring money between common people as well. According to Wikipedia, it is used by nearly 7 million people in Sweden (from a population of 10,5 million), and by almost 2,000 Swedish businesses.

12. I’m only using Twint on my phone. I think it works the same as MobilePay, Swish or Blik in other countries via QR-Code at the payment terminal. Nearly everyone has it and it is extremly conveniant. Having Google/Apple pay on your phone exists too, but is less common.

13. My normal banking app for online payments in the Netherlands, Revolut for payments abroad and Tikkie for quick payments between friends (like taking care of the bill after a night out). For paying in physical shops, I just use my debit card.

14. Is it only the Dutch using the app of the their bank?

15. Only Swish. My bank only supports Apple Pay (i.e. not Google Pay), and I’ve been Apple free since 83.

16. Just the app from my bank, can do everything with it, see no need to have anything else. For physical payments I just use my bank’s debit card.

17. In my circle (and imo majority of people in croatia) don’t use any. You pay by card or by cash. For online payment you use your bank’s app. There is a local app called KEKS which is somewhat popular for sending money to friends for various stuff (gifts, trips, etc.), but card or cash are still the most popular. And card has only become widespread during/since covid. Before that, cash was king.

    Im sure people use apple pay or google pay, but i cant say that i know anyone.

18. An app called MBway which allows you to pay things via qr code, send and receive money immediately, generate a virtual credit card or withdraw money from an ATM machine without using your card.
    You can even ask someone for money.

    For other transfers and payment of some services, like State ones, i just use the app from my bank.

19. Vipps. Haven’t used cash with any regularity for well over a decade.

20. I use BLIK via my bank app. It replaced my debit card completely (and I haven’t used cash in years).

21. In Spain, we used something called bizum, which is integrated with our banking apps.

22. If that even counts only paypal.

    Ive seen a few people use Apple Pay/Google Pay but its still the absolute Minority.

    We are still at I would say 50% cash 40% card 10% other but it always depends on where you are

23. It depends on your bank. I haven’t heard of them supporting any other options other than their own app, ApplePay and GooglePay. Mobile payment isn’t popular.

24. Mobilepay which is used in several nordic countries.

25. Dutch banks have their own apps that we use to pay with NFC. When the phone is unlocked it opens automatically when I hold the phone next to the terminal and it’s almost as fast as using a physical card.

    For online and person-to-person payments we use a system called “iDeal” which is basically a protocol (using a centralized service) that each bank has implemented in their app.

    The principle of iDeal is that everything happens “server side” with the bank. The banks are trusted institutions who can immediately subtract the funds from your account. All the recipient needs to receive is a guarantee from the bank that you have paid successfully and the money is on its way, so it’s inherently safe and quite fast.

    As a result apps like Google Pay aren’t very known here, as there is not really much use for them. The only exception is Apple Pay, which Apple likes to force on people – though it does integrate with the banking apps.

26. We have twint as our main thing. It’s really awesome but only available within the country. More and more people are now also using revolut, because it works just like a debit card. That’s a really cool one.

27. Apple Pay on phone, and tend to use Google Pay on websites.

28. I personally don’t use mobile payments, as I carry my phone along less often than my bank card (card is together with my house keys while my phone is too big to fit into normal pockets) and often run out of battery unexpectedly, too.

    However, people do use it over here and I think all major banks allow for mobile payments via their own app. At least the three main ones I googeled do.

29. Apple Pay 95% of the time. I am living in Spain and here I mostly use my credit card (Which gets me Lufthansa miles) to top up Revolut and pay with it. My Spanish bank account is only used for sending money to friends that live in Spain and utility bills. I also often use my my German debit/credit card which has by far the best rate for foreign currencies compared to Revolut, especially if it is more unusual ones like when I had to buy things in peso argentino.
    In Germany i try to use my credit card where I can and otherwise I use cash 👀
    Shootout to the Netherlands tho, as neither visa nor Mastercard is widely accepted so I have to use my physical giro card while being there

30. Google Pay is almost as used as VISA and Master card ussage in Spain. We also have Bizum, while not a proper app it’s a service inside the bank’s app that lets you transfer money knowing onlñy the number, and it’s the fastest payment system to get that popular

31. Satispay. Quite common where I live. The downside is that it’s not related to banking/payment circuits, so you can use it only in shops that have it installed.

32. I use MBway too transfer money between friends. Other than that I just use my debit card.