I don’t believe I had any documents in the bins at the time but if I did is there anything I can do to prevent any fraud or is it already too late?

5 comments
  1. Depends, if it included a pay slip the fit neighbour may now think you sex on a stick.

  2. Cifas offer a kind of fraud protection service. It’s called a cat 0 and basically registers your true information on the fraud database. If any applications are made the cat 0 should (SHOULD) be flagged and a call made to you using your true registered details BEFORE the application is agreed.

    Upside: most financial institutions use Cifas and will have the information

    Downside: if you make any genuine applications they will also be flagged – expect to be called for everything you apply for going forward and for lots of declines if you don’t answer.

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