How often do you use contactless payments?

33 comments

1. I use it all the time. Usually with my phone. I only use the chip reader when it I can’t get it to work.

2. Well, if you tried to do a chargeback to avoid paying for food and movies, your bank probably would find out and stop serving you. The whole charge back thing involves an investigation on their end.

   It could also be a crime.

   As far as contact less payments in general go, I use them when I can. More sanitary and more convenient

3. almost everywhere. the other day I encountered a machine that didn’t have tap and I tapped it anyway out of habit, looked stupid, and then the very kind cashier told me to insert my card.

   not a big deal, obvs, but it made me realize how long it’s been since I did that.

4. I pay with my phone like 99% of the time.

5. 99% of the time. The only times I don’t are when they don’t offer it.

6. All the time.

7. I never use contactless payments

8. At this point, almost always.

9. Every day.

10. I find contactless sucks most of the time so I almost always use chip. Takes literally 0 more time. I don’t think I’ve had to actually swipe in a while.

11. The card I use every day doesn’t have an NFC oddly enough, so I’m still a chip inserter. When the card expires in 2027 I will join the tap to pay gang. Briefly used Samsung wallet, but once the novelty wore off I realized that was taking more time than pulling out a credit card.

12. Less often than we’re asked about it here, I’ll tell you that much. /s

    Real answer: I live in the greater Atlanta area and only about 50% of the businesses I frequent have tap to pay. Most of the Krogers stores are old and haven’t upgraded to card readers capable of tap to pay, most of the Publix locations have it. I think most of the QTs have it inside the store but not at all the pay at the pump terminals depending on how old the store is. Other gas stations it’s hit or miss. The GameStop I was at yesterday had it but the Petsmart did not. Walmart does not have it.

    Edit: Six months ago I changed banks, my old bank, a regional bank spread over 4 states with a couple 100 branches did not off a card capable of tap to pay. My new back which is national does offer one.

13. Since 2020 I use it like 99% of the time. Maybe at like a drive thru where I just hand them my card.

    I’ve had AMC A-List for about 4 years, so I get all my movie tickets online. Unless it’s like a special Fathom Events screening or something, I don’t need to “pay” for my tickets since they’re included.

14. I never have

15. Never. I always insert my card.

16. Walmart (including their Sam’s Club division), Home Depot, and Kroger remain the largest of the big chains that still nearly universally boycott contactless cards.

    Nearly everywhere else accepts it except for gas pumps which are often still 50/50 in some areas. (And then it’s a lottery if a contactless reader at the pump actually works)

    Many public transit fare kiosks are still mag stripe only, too.

17. Pretty much any day I’m paying for stuff.

18. 1/20 transactions require a physical card; the rest are apple pay, auto pay, or app. I’ll use cash maybe once every few months.

19. Pretty much always at this point. The only time I insert my chip at this point is if the reader isn’t working and won’t pick up my card, or if it’s old and doesn’t have tap to pay.

20. I tap my card all the time. I only rarely have to use the chip.

21. I use contactless virtually everywhere unless it’s a restaurant that takes the card to run it. The last time I used a chip was about a month ago when the Indian restaurant near me was having issues with their card reader and contactless wasn’t working.

22. I do quite a lot, mostly at the cafeteria at work since it’s the easiest way.

    However, it’s really hard to cancel or amend a contactless payment IMO. There was a bogus charge on my bill at a restaurant that I didn’t discover until after the payment went through. The staff couldn’t figure out how to issue a refund. It was $5 so I let it go but if it was more it would have been suck city.

23. Basically every time I use my card, except at the car wash, and at Home Depot, which don’t support it. (Wal-mart closed their location near me, so I don’t shop there.)

    And it’s always through my phone; I never tap my physical card.

24. 99% of the time except my barber who accept just cash.

25. We banned Walmart from our city.

26. Never. Tried to set it up and they wanted me to call my bank, swiping isn’t an inconvenience to me, and calling a bank definitely is.

27. I would all the time, but my main card is old and crappy and close to expiration, and it doesn’t work when I try to tap it. So I end up always having to insert it and using the chip.

    I’m only just recently getting into the habit of using my phone, and I probably should just do that more.

28. About 90% of the time

29. Contactless is really only useful if you want to use a smartphone or smartwatch to pay. The time difference between pulling out a card to swipe, tap, or insert is essentially insignificant

30. Never. I hate having to use my phone for everything. I can even use it on the NYC subway.

31. I tap my card most of the time. My chip often doesn’t work.

32. Every chance I get and not as often as I would like.

33. Never and I also use cash half the time.