A credit card and the pin were sent to my house for the name of somebody I’ve never heard off who has never lived at this address. I was tempted to spend a little bit as it’s the banks money after all and not the individuals, but I decided to do the right thing and alert the bank and have it cancelled. Did I do the right thing? What’s the worse that could’ve happened?
10 comments
Yes you did the right thing!
The thing for me is that, this kind of thing costs me a lot more in how I feel about myself then I would have “made” from it.
You made the right decision.
Credit cards are not something to be messed around with, you dodged a bullet by not using it
To answer your question, the latter one, probably legal trouble. It’s not worth it. $500 or something on the ground, maybe in a wallet, with no ID or pictures? That’s another story
You could have been charged with credit card fraud.
yes. Thank you for being good.
Yeah you did. It’s a US federal crime and if it had a pin… it was a debit card (at least in the US) that’s a different, bigger can of worms.
Sent to your house like in the mail? Opening mail not addressed to you is, itself, a crime. Your moral compass steered you right.
Well…if you used it you could of had multiple charges against you…theft and fraud. Are two to name. So did you do the right thing…yep!! But you’re thought of it’s the banks money not the other person…man that’s just an ignorant statement that will get you in trouble
Credit card fraud is a federal crime. The worst that could happen is going to jail and having a felony on your record that any employer can see.
I’m not sure how you’d activate the card though. You’d need to call from the user’s registered phone number and might need to answer a security question.