I work for a chauffeur company and while transporting the vehicle into the company garage I accidentally scratched their cars’s side door. They are asking me to pay 4k in damages even though the insurance will covers it. They are saying they do not want to go through the insurance because it will show up on cars CARFAX and will make their insurance go up. I want to know what I should do in this situation? 4k is a lot for me and I haven’t even made that much while driving for them.
tl;dr: hit a car for a company accidentally and they are asking me to pay even though insurance will cover it. Need help on what is the right thing to do.