My neighbour (lone female) has a tree that is overrun with ivy, and is well on its’ way to falling over due to being so to top heavy, you can see the roots are being pulled out of the ground. The tree is in her garden, being held up by her fence, but leans into my garden and its current lean angle means it will fall on top of my boundary fence. The lean of the tree is now so steep that I won’t let my young lad play under the tree, as the her fence could give way without warning. I have had reasonable quotes from professional tradesmen who deal with dangerous tree removal and passed them onto her, as she was getting stupid quotes by tradesman when they visited her – clearly looking to fleece her for the work.
QUESTION: Should I be encouraging her (and how to do this without looking like I am bullying her) to come to a decision really quickly (before the tree and ivy gets thicker/heavier), or should I reach out to my home insurance and let them deal with it?
FACTS: She doesn’t own her home any more (sold it to a pension/equity release company) but I suspect she is liable for the up-keep, her picket fence is propping up the tree and it will fall on my fence line causing damage to concrete posts, kickboard and 5ft wooden panels.