What is the best financial decision(s) you’ve ever made?

19 comments

1. Not having children

2. Buying first home at age 23. I’ll never forget my dad (ever the source of positive reinforcement /s ) that I’ll never make it financially work. Well, I made it work. And getting into homeownership that young paid heavy dividends later. Sold that first home 10 years later for double what I paid for it.

3. Bought a house during the recession. Recently sold it. Twas nice.

4. Getting divorced. It hurt up front, but it allowed me to go forward without an anchor around my neck and reach goals I didn’t think I would

5. GME

6. Having no social life or hobbies and just working all the time you’d be doing those and not spending on them. Money stacks up incredibly quickly.

   Although now I’m rich I don’t know what to do!

7. Stopped dating or at least with the intention of marriage. Saved so much money and now set to retire by 55 with my own paid off land and houses.

8. Maintaining investments, and keeping a nice balance in various savings account. When COVID hit, I could lay low, and was even able to take another year off of work before heading back because I didn’t spend everything I made.

9. Buying a house in 2018

   I know you can’t time the market, but if I’d stayed in the apartment I was living in, based on comparable rents in that neighborhood today, I’d be paying as much for an apartment as I am for my house and meanwhile, my home has increased in value by about $100k

10. Living with my mother …:(

    But it could be dying

11. Not buying a car. Paying insurance, mechanic, gas, and even parking costs money.

12. A few investing moves. 1. Putting as much income as possible into the market at every significant downturn, investing heavily in the 2008 era was an amazing starting point for me. 2. Investing in bitcoin after it hit around 1k and dropped back to around 400.

    But the probably best choice was marrying a woman who was is completely on the same page as me when it comes to money, spending, investing. I have friends who complain about bringing money in just to see their wives spending it just as fast.

13. Buying a house.

14. Not to ruin my credit in my 20’s

15. Breaking up with my ex

16. I use to save money when I was a kid and worked hard for it… than got married and had a kid. Absolutely destroyed any hope of financial stability.

17. Divorce.

18. Bought btc in 2019.

19. My current car; took a while to consider it but weighing the pros and cons compared to the cars I owned before, it definitively was a good pick to go with this one.