I'm an unemployed disabled (blind).
I have a good credit history, but no one is going to lend me money.
My total monthly income is about £1100, which consists of all the benefits I receive.
I have a Zilch credit card which has a credit limit of £400.
But if I want to buy something over £400, I can't pay in instalments.
As I understand it, the reason is that I'm unemployed.
I wanted to adapt to the credit system and obtain self-employed status. Yes, I still won't have an income, but at least I won't be unemployed.
But as I was told, I still have to report my income and it may not work for me.
Are there any ideas on how I could change this to be able to pay for my purchases in installments? Or is there only one way, to look for a job?