The last 3 years all I’ve thought about was making enough money to live comfortably. Im wondering if there is a new “freeing feeling” ill have once i achieve this?

35 comments

  1. Better sleep, taking care of loved ones without worrying, helping people, at least feeding 1person a day, going to the movies and having fun, time for some conservation activities,going to the Kevin Richardson wildlife sanctuary (for me), and so much more.

  2. I live comfortably. I grow most of my own food, have a paid off house and 30 acres of land split between my friends and I.

    It’s more of a gradual release of pressure as opposed to all at once feeling. You focus more time on what you want to do as opposed to what you have to do.

  3. Yes. Each milestone along the way is nice too. Then you cross over into the threshold of building wealth and your mounting passive income can start freeing more of your time.

    The best milestone so far for me was the cross over to zero debt. All I do now is build wealth.

    How far into it are you?

  4. Oh it’s nice. I am not wealthy but make enough to not worry about bills. Been like this for about 8 years now.

  5. There is definitely a freeing feeling, and you’ll know it once it arrives. You no longer care when you get paid, when bills are due, or how you spend your money day to day.

  6. Former emergencies become minor inconveniences. For example, when I was broke I had to go to a funeral out of state. I had enough for a hotel room or the train ticket but not both. I had to get a relative coming from farther away to detour through my city to pick me up and share a hotel room with someone I would not have chosen to share with.

    Years later, financially comfortable, another funeral to attend out of state. I can buy a new dress, travel business class, stay in the most convenient hotel blessedly alone. Didn’t even have to change anything in the rest of the month’s budget to accommodate. And my flowers were the best.

  8. It’s great, do it before you do anything else. It makes everything in life more enjoyable or less bothersome.

  9. Pretty good man. Quit my job a few days ago and will likely be making at least 250k when I decide to get back to working before the end of the year. Couple hundred k saved up. Woke up at 2 pm today btw. Don’t you wish you were me?

  10. There is a certain peace that comes with not having to worry about money. I was an addict for 15 years, I’ve been sober for almost 4 now. In my addiction I NEVER had enough money. The last 2 years I have worked hard to build a life where I can pretty much do or buy what I want within reason. I thought having that much money would make me happy and it gives me peace and freedom, I think the freeing feeling will wear off after a while. Find your passion or what your really like to do so you don’t get bored and complacent and end up spending tons of money on shit you don’t need. 🤷

    Congrats though on doing something difficult and working towards a goal.

  11. One of my coworkers grew up in a well to do family. He buys lunch every single day, buys Blue Bottle every morning, lives only 20 minutes away from the office, and goes on multiple trips throughout the year.

  12. It feels awesome. I don’t think it’s possible to truly appreciate how great it is unless you’ve struggled financially before.

  14. I don’t consider myself to be wealthy, but it’s been a loonnnnngggg time since I had to choose between gas and food. The only debt I have is my house. I own all of my vehicles(car, truck, jeep, two motorcycles) outright. Haven’t had a credit card for over twenty years(this is key, no matter what others tell you). It is a very nice feeling to not have to worry.

  15. It solves most your problems, not all of them. I buy whatever I want with 0 concern I cant afford it. Im still frugal, cause any money I spend comes out of my retirement, but what I dont have is **worry.** That is freeing

  16. Its…wonderful.

    I don’t stress about having a job tomorrow. I only have to work like 5 months of the year to cover my bills for the next 8-10 months or so (including spending cash)

    I don’t worry about whats in my account. My tastes are not super expensive but I know if I want something I can just go get it.

    I donate to causes which makes me feel good (not huge amounts of money though)

    I pay for all my friends when we hang out

    I can try new hobbies or adventures which keeps my social life strong.

    Can help family if they need it without struggle…

  17. Yes and no. The more you make, the more you need to make to maintain your status quo lifestyle. However, not having to worry about how you’re going to make your mortgage or your car insurance does reduce that stressor in your life.

    But then you worry about other things. If I lose my job, how hard will it be to replace that higher salary?

    The kids are used to private school and expensive extracurricular, what happens if I have to take a pay cut?

  18. I’ll put it this way: gas prices and current inflation are a minor inconvenience for us. Enough to make us mildly peeved, but doesn’t really require any change in our spending habits. Even if we were down to one income, we’d still be saving money each month.

    I will say this: I’ve sacrificed every fiber of my being to get here. Took a decade.

  20. The absence of worry.

    Some people can tolerate worry in their lives just fine. I cannot. And I do not.

    Brick by brick, I have built an entire life around this one central principle. For me, it’s been worth it.

  21. It doesn’t make all problems disappear or (on its own) make life wonderful, but it is one less big thing to worry about.

    Fully debt free was amazing. And then investing the excess made it very easy to build wealth.

  22. This is one of the best questions I’ve read on here. Life changes significantly when you’ve got insurance, investments, good credit, and home equity because even if things go wrong, it’s not going to equal disaster. People on this sub always talk about what they are going to buy when they have more money, but more important than buying stuff or doing feel good projects is that you are going to have security for you and your family. That is a feeling beyond compare.

  23. It’s really peaceful to be honest. I never have to check if there’s enough money in my bank account for stuff. If I want something I have the freedom to just go get it.

  24. You put every bill on auto pay and move what’s left into seperate accounts or assets at the end of the month.

    You have seperate accounts for seperate planned expenses (vacation, guns, precious metals)

    It’s pretty sweet.

  25. The big thing for me is the credit card payoff. I can do almost anything, put it on the credit card without thinking about it and totally pay it off at the end of the month.

    This includes car repair, house repair, traveling or buying clothes (within reason)

  26. All the time you spend (no pun intended) worrying about money disappears

  28. Once I got out of the paycheck to paycheck cycle everything changed.

    Didn’t have to think about spending money, just buy what I need and keep the impulse spending down

  29. It’s pretty good, don’t get phased by big unexpected expenses. But took years of developing good spending habits and living below your means is the real answer. I make good money but never forget about when I was broke and that I never want to return.

  30. I’ve had financial struggles my entire life. My wife makes great money now in the corporate world. It’s nice not worrying how much is on my debit card when I go to get gas, or being able to buy what I want. BUT you’re always going to want more. You have to still pace yourself. Also, financial freedom does take a lot of stress away, but it really doesn’t bring you happiness. It takes away some UNHAPPINESS but doesn’t make you happy. If that makes sense.

    Financial freedom also gives you the advantage to gain MORE financial freedom. I used to not even be able to afford a house, so I paid rent. Now I have 3, 2 of which I use as rentals which makes me more money. Like the old saying, it takes money to make money.

    I can also afford to buy things in bulk, or pay up front and not finance, which saves me more money in the long run.

  31. For me, it’s just worry transference. And I’m a rarity in that I underspend my income.

    I can pay my bills anytime, and now I worry that my son leaves the fan on constantly and that’s a fire hazard. I could buy a new car, but I don’t want to go through the hassle and I worry about what kind of electric to plan for. Existential crises grow stronger.

    Most people will get themselves a fancier house of better car or commit to a more expensive lifestyle. Then they feel the crippling pressure of maintaining it.

    It sucks bad to be poor. Once you’re at “basic needs met” level, I’m not sure that more money brings less worry.

  33. Absolutely, once I paid off my student loans it was like a weight was lifted.

  35. I still feel like I’m closer to being broke than rich, but one of the biggest pros of having a small “cushion” as I get older is knowing that I can provide some care for my folks as they begin to age and need more attention. That and also the sense that I can handle my financial hardships on my own (for now)

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